You no longer have to be held hostage by unscrupulous creditors and a mounting pile of debt. To Pay or Not to Pay is your arsenal for going to battle against credit card companies, banks, government and financial institutions, mortgage companies, student loans, the IRS, and other creditors. By learning the proven techniques in this invaluable book, you'll gain helpful insider secrets to avoiding bankruptcy and protecting your assets. Learn how to: - Overcome ruthless scare tactics and illegal "late fees" charged by credit card companies
- Legally disarm collection agencies
- Handle lawsuits and credit ruination-cross-complaints and counterclaims you can file against your creditor
- Pressure your creditors to "write-off" uncollectable debt and remove derogatory credit bureau information
To Pay or Not to Pay shows you how to turn the tables on creditors' scare tactics, buy time, and settle your debts for cents on the dollar-legally! Stanley G. Hilton, J.D., M.B.A., is an attorney, writer, and professor who has been representing debtors and other clients for twenty-seven years. He is a graduate of Harvard Business School and Duke University Law School.
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